Efficiency Ratio Over Time
Efficiency Ratio Commercial State Bank All Insured Commercial Banks in Texas
12-31-2016 66.518 66.762
09-30-2016 61.814 66.187
06-30-2016 61.818 66.286
03-31-2016 60.858 66.484
12-31-2015 68.449 67.473
09-30-2015 64.408 67.019
06-30-2015 64.069 67.62
03-31-2015 64.171 68.379
12-31-2014 65.82 67.933
09-30-2014 62.398 67.76
06-30-2014 61.738 68.348
03-31-2014 65.816 69.161
12-31-2013 68.77 70.01
09-30-2013 64.898 69.448
06-30-2013 65.345 70.111
03-31-2013 66.61 71.168
12-31-2012 72.87 70.289
09-30-2012 71.514 69.365
06-30-2012 73.811 69.7
03-31-2012 71.172 69.836
12-31-2011 67.629 71.203
09-30-2011 61.866 70.717
06-30-2011 61.774 71.672
03-31-2011 60.53 72.166
12-31-2010 68.674 72.798
09-30-2010 63.877 71.344
06-30-2010 63.991 71.672
03-31-2010 66.345 72.124
12-31-2009 78.651 72.899
09-30-2009 74.273 71.928
06-30-2009 75.276 72.628
03-31-2009 74.019 71.399
12-31-2008 82.482 70.933
09-30-2008 81.222 69.839
06-30-2008 79.86 70.152
03-31-2008 80.141 69.753
12-31-2007 68.94 68.047
09-30-2007 62.725 66.762
06-30-2007 60.231 66.933
03-31-2007 57.664 66.629
12-31-2006 64.717 66.288
09-30-2006 59.957 64.993
06-30-2006 59.987 65.249
03-31-2006 59.605 65.978
12-31-2005 68.947 67.153
09-30-2005 62.847 66.756
06-30-2005 62.347 67.031
03-31-2005 59.918 67.486
12-31-2004 70.854 69.184
09-30-2004 65.157 68.305
06-30-2004 64.71 68.807
03-31-2004 68.334 69.055
12-31-2003 72.458 69.41
09-30-2003 67.486 68.526
06-30-2003 68.883 68.452
03-31-2003 63.374 68.632
12-31-2002 76.455 67.534