Vitals
  • Total Assets
    11.8B 11.4 %
  • Total Deposits
    4.2B 43.7 %
  • Total Net Loans
    10.2B 7.5 %
  • Net Income
    462.8M -1.8 %
  • Book Value
    1.5B 1.5 %
  • Book Value x2
    3.1B 1.5 %
  • Book Value x3
    4.6B 1.5 %
ROAA

4.284

ROAE

30.227

Efficiency Ratio

46.803

Net Interest Margin

25.582

Balance Sheet Highlights
Financial Highlights Comenity Bank All Insured Commercial Banks in Delaware
Balance Sheet $(000)
Total Assets 11,814,228 49,452,386
Total Net Loans 10,151,164 27,260,589
Total Deposits 4,176,879 38,720,007
Total Equity 1,539,998 6,066,443
Profitability
Net Income 462,752 318,459
Return on Average Assets 4.284 .839
Return on Average Equity 30.227 2.67
Net Interest Margin 25.582 2.766
Efficiency Ratio 46.803 70.177
Noninterest Income/Revenue -1.342 30.208
Balance Sheet Ratios
Loan-to-Deposit 243.032 411.343
Securities/Assets .013 .262
Total Equity/Total Assets .13 .123
Tangible Equity/Tangible Assets .124 .081
Capital Adequacy
Tier 1 Common Capital 1,479,299 4,171,266
Tier 1 Capital 1,479,299 4,288,963
Tier 2 Capital 142,256 591,550
Total Capital 1,621,555 4,880,513
Total Risk Weighted Assets 10,892,046 34,836,017
Leverage Ratio 12.97 30.011
Common Equity Tier 1 Capital Ratio 13.58 2389.66
Tier 1 Capital Ratio 13.58 2389.705
Total Capital Ratio 14.89 2390.581

Timeline for Comenity Bank

Spirit Of America National Bank

Acquisition: Comenity Bank acquired a new subsidiary, Spirit Of America National Bank, 14 years

View Profile Oct 30 2009

Granite National Bank

Acquisition: Comenity Bank acquired a new subsidiary, Granite National Bank, 20 years

View Profile Sep 12 2003

Comenity Bank

Comenity Bank was established 34 years ago and is currently headquartered in Wilmington, DE.

May 01 1989
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Spirit Of America National Bank Seller 35,820 Acquisition Discontinued 10/30/2009
Granite National Bank Seller 4,112 Sale of Assets 9/12/2003
Relationships Role Relationship Start Relationship End
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