Vitals
  • Total Assets
    104.5M -2.8 %
  • Total Deposits
    93.7M -3.6 %
  • Total Net Loans
    87.3M 7.6 %
  • Net Income
    2.1M 19.6 %
  • Book Value
    10.7M 4.7 %
  • Book Value x2
    21.5M 4.7 %
  • Book Value x3
    32.2M 4.7 %
ROAA

1.982

ROAE

19.454

Efficiency Ratio

62.312

Net Interest Margin

5.002

Balance Sheet Highlights
Financial Highlights Coleman County State Bank All Insured Commercial Banks in Texas
Balance Sheet $(000)
Total Assets 104,469 358,087
Total Net Loans 87,271 213,533
Total Deposits 93,660 308,027
Total Equity 10,747 38,740
Profitability
Net Income 2,066 3,845
Return on Average Assets 1.982 1.025
Return on Average Equity 19.454 9.415
Net Interest Margin 5.002 3.773
Efficiency Ratio 62.312 66.762
Noninterest Income/Revenue 14.851 16.375
Balance Sheet Ratios
Loan-to-Deposit 93.179 65.494
Securities/Assets .06 .214
Total Equity/Total Assets .103 .108
Tangible Equity/Tangible Assets .103 .104
Capital Adequacy
Tier 1 Common Capital 10,813 37,278
Tier 1 Capital 10,813 37,303
Tier 2 Capital 1,071 2,526
Total Capital 11,884 39,866
Total Risk Weighted Assets 85,399 237,367
Leverage Ratio 10.37 10.563
Common Equity Tier 1 Capital Ratio 12.66 18.073
Tier 1 Capital Ratio 12.66 18.097
Total Capital Ratio 13.92 19.169

Timeline for Coleman County State Bank

Coleman Bancshares, Inc.

Coleman Bancshares, Inc. became a new parent organization for Coleman County State Bank.

View Profile Jun 01 1982

U.S. Bancshares, Inc.

U.S. Bancshares, Inc. became a new parent organization for Coleman County State Bank.

View Profile Jan 20 1975

Coleman County State Bank

Coleman County State Bank was established 88 years ago and is currently headquartered in Coleman, TX.

Oct 15 1936
Relationships Role Relationship Start Relationship End
Coleman Bancshares, Inc. Parent 7/1/1985
Coleman Bancshares, Inc. Parent 6/1/1982 6/30/1985
U.S. Bancshares, Inc. Parent 1/20/1975 11/3/1977
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