Vitals
  • Total Assets
    886.9M 12.9 %
  • Total Deposits
    686.5M 16.9 %
  • Total Net Loans
    762.3M 16.1 %
  • Net Income
    29.5M 14.7 %
  • Book Value
    157.1M 8.2 %
  • Book Value x2
    314.3M 8.2 %
  • Book Value x3
    471.4M 8.2 %
ROAA

3.596

ROAE

19.714

Efficiency Ratio

34.173

Net Interest Margin

5.42

Balance Sheet Highlights
Financial Highlights Clayton Bank And Trust All Insured Commercial Banks in Tennessee
Balance Sheet $(000)
Total Assets 886,905 350,717
Total Net Loans 762,331 240,957
Total Deposits 686,549 296,573
Total Equity 157,138 37,152
Profitability
Net Income 29,518 3,593
Return on Average Assets 3.596 .956
Return on Average Equity 19.714 8.82
Net Interest Margin 5.42 4.036
Efficiency Ratio 34.173 69.386
Noninterest Income/Revenue 8.747 17.129
Balance Sheet Ratios
Loan-to-Deposit 111.038 77.925
Securities/Assets .059 .166
Total Equity/Total Assets .177 .106
Tangible Equity/Tangible Assets .177 .103
Capital Adequacy
Tier 1 Common Capital 156,332 35,983
Tier 1 Capital 156,332 36,157
Tier 2 Capital 11,268 2,649
Total Capital 167,600 38,803
Total Risk Weighted Assets 895,058 253,332
Leverage Ratio 18.1 10.564
Common Equity Tier 1 Capital Ratio 17.47 15.215
Tier 1 Capital Ratio 17.47 15.278
Total Capital Ratio 18.73 16.362

Timeline for Clayton Bank And Trust

The Farmers Bank Of Lynchburg

Acquisition: Clayton Bank And Trust acquired a new subsidiary, The Farmers Bank Of Lynchburg, 11 years

View Profile Jun 16 2012

Friendship Bank

Acquisition: Clayton Bank And Trust acquired a new subsidiary, Friendship Bank, 19 years

View Profile Jan 08 2005

Clayton Hc, Inc.

Clayton Hc, Inc. became a new parent organization for Clayton Bank And Trust.

View Profile May 14 2003

Trustmark Corporation

Trustmark Corporation became a new parent organization for Clayton Bank And Trust.

View Profile Apr 07 2001

Barret Bancorp, Inc.

Barret Bancorp, Inc. became a new parent organization for Clayton Bank And Trust.

View Profile Jan 13 1999

Want to see more?

Complete timeline for Clayton Bank And Trust is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
The Farmers Bank Of Lynchburg Seller 163,859 Failure 6/16/2012
Friendship Bank Seller 82,335 Acquisition Discontinued 1/8/2005
Relationships Role Relationship Start Relationship End
Clayton Hc, Inc. Parent 5/14/2003
Trustmark Corporation Parent 4/7/2001 11/1/2001
Barret Bancorp, Inc. Parent 1/13/1999 4/6/2001
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