Vitals
  • Total Assets
    94.6M 2.6 %
  • Total Deposits
    79.5M 2.1 %
  • Total Net Loans
    67.0M 9.8 %
  • Net Income
    305000.0000 138.3 %
  • Book Value
    10.5M 2.3 %
  • Book Value x2
    20.9M 2.3 %
  • Book Value x3
    31.4M 2.3 %
ROAA

.329

ROAE

2.941

Efficiency Ratio

91.985

Net Interest Margin

3.656

Balance Sheet Highlights
Financial Highlights Clay County Savings Bank All Insured Commercial Banks in Missouri
Balance Sheet $(000)
Total Assets 94,584 258,416
Total Net Loans 67,002 178,998
Total Deposits 79,526 217,087
Total Equity 10,463 28,107
Profitability
Net Income 305 2,724
Return on Average Assets .329 1.016
Return on Average Equity 2.941 9.475
Net Interest Margin 3.656 3.745
Efficiency Ratio 91.985 67.758
Noninterest Income/Revenue 19.347 16.937
Balance Sheet Ratios
Loan-to-Deposit 84.252 78.741
Securities/Assets .045 .158
Total Equity/Total Assets .111 .109
Tangible Equity/Tangible Assets .11 .106
Capital Adequacy
Tier 1 Common Capital 10,415 27,011
Tier 1 Capital 10,415 27,012
Tier 2 Capital 772 2,220
Total Capital 11,187 29,258
Total Risk Weighted Assets 61,067 195,723
Leverage Ratio 11.09 10.472
Common Equity Tier 1 Capital Ratio 17.06 14.947
Tier 1 Capital Ratio 17.06 14.954
Total Capital Ratio 18.32 16.077

Timeline for Clay County Savings Bank

Ccsb Financial Corp.

Ccsb Financial Corp. became a new parent organization for Clay County Savings Bank.

View Profile Jan 08 2003

Clay County Savings Bank

Clay County Savings Bank was established 102 years ago and is currently headquartered in Liberty, MO.

Jan 01 1922
Relationships Role Relationship Start Relationship End
Ccsb Financial Corp. Parent 7/21/2011
Ccsb Financial Corp. Parent 1/8/2003 7/20/2011
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