Efficiency Ratio Over Time
Efficiency Ratio Citizens State Bank All Insured Commercial Banks in Texas
12-31-2016 53.565 66.762
09-30-2016 54.203 66.187
06-30-2016 55.602 66.286
03-31-2016 58.371 66.484
12-31-2015 54.854 67.473
09-30-2015 56.547 67.019
06-30-2015 57.111 67.62
03-31-2015 57.297 68.379
12-31-2014 55.69 67.933
09-30-2014 56.617 67.76
06-30-2014 57.831 68.348
03-31-2014 56.769 69.161
12-31-2013 52.976 70.01
09-30-2013 52.916 69.448
06-30-2013 52.029 70.111
03-31-2013 54.436 71.168
12-31-2012 54.892 70.289
09-30-2012 56.143 69.365
06-30-2012 56.925 69.7
03-31-2012 53.401 69.836
12-31-2011 56.264 71.203
09-30-2011 57.017 70.717
06-30-2011 58.107 71.672
03-31-2011 55.382 72.166
12-31-2010 54.505 72.798
09-30-2010 53.291 71.344
06-30-2010 54.249 71.672
03-31-2010 51.642 72.124
12-31-2009 57.808 72.899
09-30-2009 57.62 71.928
06-30-2009 57.039 72.628
03-31-2009 59.102 71.399
12-31-2008 58.429 70.933
09-30-2008 62.242 69.839
06-30-2008 64.423 70.152
03-31-2008 68.419 69.753
12-31-2007 59.792 68.047
09-30-2007 61.719 66.762
06-30-2007 61.974 66.933
03-31-2007 65.692 66.629
12-31-2006 60.229 66.288
09-30-2006 62.376 64.993
06-30-2006 61.579 65.249
03-31-2006 62.834 65.978
12-31-2005 62.491 67.153
09-30-2005 64.662 66.756
06-30-2005 61.744 67.031
03-31-2005 59.792 67.486
12-31-2004 66.788 69.184
09-30-2004 68.347 68.305
06-30-2004 70.383 68.807
03-31-2004 63.116 69.055
12-31-2003 62.785 69.41
09-30-2003 61.137 68.526
06-30-2003 59.679 68.452
03-31-2003 58.568 68.632
12-31-2002 59.481 67.534