Efficiency Ratio Over Time
Efficiency Ratio Citizens State Bank All Insured Commercial Banks in Texas
12-31-2016 42.809 66.762
09-30-2016 41.432 66.187
06-30-2016 42.585 66.286
03-31-2016 44.151 66.484
12-31-2015 45.017 67.473
09-30-2015 44.411 67.019
06-30-2015 43.244 67.62
03-31-2015 44.167 68.379
12-31-2014 46.46 67.933
09-30-2014 45.882 67.76
06-30-2014 46.434 68.348
03-31-2014 49.169 69.161
12-31-2013 51.585 70.01
09-30-2013 51.738 69.448
06-30-2013 51.68 70.111
03-31-2013 55.347 71.168
12-31-2012 51.764 70.289
09-30-2012 53.879 69.365
06-30-2012 53.754 69.7
03-31-2012 55.261 69.836
12-31-2011 52.97 71.203
09-30-2011 51.58 70.717
06-30-2011 51.791 71.672
03-31-2011 48.829 72.166
12-31-2010 54.754 72.798
09-30-2010 51.528 71.344
06-30-2010 53.758 71.672
03-31-2010 57.452 72.124
12-31-2009 61.378 72.899
09-30-2009 60.34 71.928
06-30-2009 61.579 72.628
03-31-2009 61.838 71.399
12-31-2008 70.558 70.933
09-30-2008 71.847 69.839
06-30-2008 73.599 70.152
03-31-2008 75.597 69.753
12-31-2007 71.807 68.047
09-30-2007 68.383 66.762
06-30-2007 69.194 66.933
03-31-2007 68.45 66.629
12-31-2006 69.911 66.288
09-30-2006 63.4 64.993
06-30-2006 75.498 65.249
03-31-2006 75.904 65.978
12-31-2005 83.866 67.153
09-30-2005 79.09 66.756
06-30-2005 76.459 67.031
03-31-2005 72.71 67.486
12-31-2004 77.749 69.184
09-30-2004 75.244 68.305
06-30-2004 80.38 68.807
03-31-2004 81.266 69.055
12-31-2003 72.726 69.41
09-30-2003 66.277 68.526
06-30-2003 64.002 68.452
03-31-2003 63.899 68.632
12-31-2002 62.877 67.534