Efficiency Ratio Over Time
Efficiency Ratio Citizens State Bank All Insured Commercial Banks in Alabama
12-31-2016 60.35 69.238
09-30-2016 57.775 69.018
06-30-2016 57.999 69.728
03-31-2016 58.191 70.653
12-31-2015 58.6 71.218
09-30-2015 57.185 70.457
06-30-2015 55.738 70.592
03-31-2015 51.249 71.372
12-31-2014 57.538 71.785
09-30-2014 57.167 71.09
06-30-2014 52.967 71.632
03-31-2014 53.837 72.265
12-31-2013 59.122 72.589
09-30-2013 58.311 70.992
06-30-2013 57.758 71.155
03-31-2013 61.792 72.098
12-31-2012 56.394 72.371
09-30-2012 57.217 71.479
06-30-2012 39.495 71.58
03-31-2012 42.513 71.124
12-31-2011 70.163 72.839
09-30-2011 80.71 71.333
06-30-2011 88.41 71.67
03-31-2011 162.457 73.166
12-31-2010 58.797 73.319
09-30-2010 62.44 71.132
06-30-2010 62.698 70.04
03-31-2010 46.282 69.316
12-31-2009 76.564 75.318
09-30-2009 88.446 74.94
06-30-2009 94.13 77.407
03-31-2009 66.886 72.709
12-31-2008 53.347 74.406
09-30-2008 50.988 69.842
06-30-2008 47.49 69.184
03-31-2008 53.177 68.129
12-31-2007 53.701 63.817
09-30-2007 49.916 62.434
06-30-2007 47.008 61.116
03-31-2007 45.066 61.026
12-31-2006 50.28 59.812
09-30-2006 45.575 58.324
06-30-2006 44.862 58.46
03-31-2006 44.369 58.639
12-31-2005 45.309 59.887
09-30-2005 39.696 59.15
06-30-2005 38.696 59.137
03-31-2005 37.775 59.254
12-31-2004 42.267 60.786
09-30-2004 38.454 59.87
06-30-2004 38.698 60.106
03-31-2004 37.537 61.244
12-31-2003 42.959 61.448
09-30-2003 39.01 60.518
06-30-2003 37.741 60.565
03-31-2003 36.663 61.756
12-31-2002 41.746 59.281