Vitals
  • Total Assets
    88.6M -6.0 %
  • Total Deposits
    71.4M -6.2 %
  • Total Net Loans
    49.8M 5.8 %
  • Net Income
    990000.0000 125.0 %
  • Book Value
    13.4M 5.8 %
  • Book Value x2
    26.7M 5.8 %
  • Book Value x3
    40.1M 5.8 %
ROAA

1.153

ROAE

7.556

Efficiency Ratio

67.812

Net Interest Margin

3.248

Balance Sheet Highlights
Financial Highlights Citizens State Bank And Trust Company All Insured Commercial Banks in Kansas
Balance Sheet $(000)
Total Assets 88,587 161,058
Total Net Loans 49,758 97,183
Total Deposits 71,365 131,657
Total Equity 13,357 18,008
Profitability
Net Income 990 1,663
Return on Average Assets 1.153 .954
Return on Average Equity 7.556 8.443
Net Interest Margin 3.248 3.683
Efficiency Ratio 67.812 68.374
Noninterest Income/Revenue 23.04 15.013
Balance Sheet Ratios
Loan-to-Deposit 69.723 72.321
Securities/Assets .315 .241
Total Equity/Total Assets .151 .112
Tangible Equity/Tangible Assets .151 .109
Capital Adequacy
Tier 1 Common Capital 13,440 17,454
Tier 1 Capital 13,440 17,457
Tier 2 Capital 429 1,279
Total Capital 13,869 18,771
Total Risk Weighted Assets 62,767 112,595
Leverage Ratio 15.45 11.048
Common Equity Tier 1 Capital Ratio 21.41 16.94
Tier 1 Capital Ratio 21.41 16.949
Total Capital Ratio 22.1 18.109

Timeline for Citizens State Bank And Trust Company

The Farmers Bank Of Leona

Acquisition: Citizens State Bank And Trust Company acquired a new subsidiary, The Farmers Bank Of Leona, 52 years

View Profile Sep 16 1972

Crossdale, Inc.

Crossdale, Inc. became a new parent organization for Citizens State Bank And Trust Company.

View Profile Dec 31 1970

Citizens Holding, Inc.

Citizens Holding, Inc. became a new subsidiary organization for Citizens State Bank And Trust Company.

View Profile Dec 31 1970

Citizens State Bank And Trust Company

Citizens State Bank And Trust Company was established 117 years ago and is currently headquartered in Hiawatha, KS.

Jan 01 1907
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
The Farmers Bank Of Leona Seller Discontinued 9/16/1972
Relationships Role Relationship Start Relationship End
Crossdale, Inc. Parent 2/15/2001
Crossdale, Inc. Parent 6/24/1999 2/14/2001
Crossdale, Inc. Parent 12/31/1984 6/23/1999
Crossdale, Inc. Parent 12/31/1982 12/30/1984
Crossdale, Inc. Parent 12/31/1970 12/30/1982
Citizens Holding, Inc. Subsidary 6/30/2007
Citizens Holding, Inc. Subsidary 12/31/1970 6/29/2007
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