Vitals
  • Total Assets
    102.4M -1.7 %
  • Total Deposits
    88.0M -3.8 %
  • Total Net Loans
    86.3M 1.8 %
  • Net Income
    126000.0000 -65.5 %
  • Book Value
    10.3M 8.4 %
  • Book Value x2
    20.6M 8.4 %
  • Book Value x3
    31.0M 8.4 %
ROAA

.117

ROAE

1.264

Efficiency Ratio

93.411

Net Interest Margin

4.772

Balance Sheet Highlights
Financial Highlights Citizens Savings Bank And Trust Company All Insured Commercial Banks in Tennessee
Balance Sheet $(000)
Total Assets 102,396 350,717
Total Net Loans 86,254 240,957
Total Deposits 87,976 296,573
Total Equity 10,318 37,152
Profitability
Net Income 126 3,593
Return on Average Assets .117 .956
Return on Average Equity 1.264 8.82
Net Interest Margin 4.772 4.036
Efficiency Ratio 93.411 69.386
Noninterest Income/Revenue 5.652 17.129
Balance Sheet Ratios
Loan-to-Deposit 98.043 77.925
Securities/Assets .052 .166
Total Equity/Total Assets .101 .106
Tangible Equity/Tangible Assets .101 .103
Capital Adequacy
Tier 1 Common Capital 10,470 35,983
Tier 1 Capital 10,470 36,157
Tier 2 Capital 1,112 2,649
Total Capital 11,582 38,803
Total Risk Weighted Assets 88,757 253,332
Leverage Ratio 9.82 10.564
Common Equity Tier 1 Capital Ratio 11.8 15.215
Tier 1 Capital Ratio 11.8 15.278
Total Capital Ratio 13.05 16.362

Timeline for Citizens Savings Bank And Trust Company

Csb&T Bancorp, Inc.

Csb&T Bancorp, Inc. became a new parent organization for Citizens Savings Bank And Trust Company.

View Profile Nov 01 2007

Bank Of America Corporation

Bank Of America Corporation became a new parent organization for Citizens Savings Bank And Trust Company.

View Profile Dec 03 1996

Citizens Savings Bank And Trust Company

Citizens Savings Bank And Trust Company was established 120 years ago and is currently headquartered in Nashville, TN.

Jan 04 1904
Relationships Role Relationship Start Relationship End
Csb&T Bancorp, Inc. Parent 11/1/2007
Bank Of America Corporation Parent 12/3/1996 12/31/1999
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