Vitals
  • Total Assets
    135.0M -5.8 %
  • Total Deposits
    114.2M -7.4 %
  • Total Net Loans
    86.5M 0.9 %
  • Net Income
    1.6M -0.2 %
  • Book Value
    20.7M 4.7 %
  • Book Value x2
    41.4M 4.7 %
  • Book Value x3
    62.1M 4.7 %
ROAA

1.252

ROAE

7.905

Efficiency Ratio

48.688

Net Interest Margin

4.206

Balance Sheet Highlights
Financial Highlights Citizens' Bank Of Charleston All Insured Commercial Banks in Missouri
Balance Sheet $(000)
Total Assets 134,955 258,416
Total Net Loans 86,518 178,998
Total Deposits 114,213 217,087
Total Equity 20,692 28,107
Profitability
Net Income 1,616 2,724
Return on Average Assets 1.252 1.016
Return on Average Equity 7.905 9.475
Net Interest Margin 4.206 3.745
Efficiency Ratio 48.688 67.758
Noninterest Income/Revenue 9.868 16.937
Balance Sheet Ratios
Loan-to-Deposit 75.751 78.741
Securities/Assets .095 .158
Total Equity/Total Assets .153 .109
Tangible Equity/Tangible Assets .153 .106
Capital Adequacy
Tier 1 Common Capital 20,713 27,011
Tier 1 Capital 20,713 27,012
Tier 2 Capital 1,180 2,220
Total Capital 21,893 29,258
Total Risk Weighted Assets 93,742 195,723
Leverage Ratio 15.49 10.472
Common Equity Tier 1 Capital Ratio 22.1 14.947
Tier 1 Capital Ratio 22.1 14.954
Total Capital Ratio 23.35 16.077

Timeline for Citizens' Bank Of Charleston

Citizens Bancorp, Inc

Citizens Bancorp, Inc became a new parent organization for Citizens' Bank Of Charleston.

View Profile May 26 1998

Citizens' Bank Of Charleston

Citizens' Bank Of Charleston was established 66 years ago and is currently headquartered in Charleston, MO.

Jan 20 1958
Relationships Role Relationship Start Relationship End
Citizens Bancorp, Inc Parent 5/26/1998
Similar Organizations
Organization City State Total Assets
The Peoples Bank
 		Eatonton GA 127.1M
Oxford University Bank
 		Oxford MS 128.2M
Security State Bank Of Marine
 		Marine On St. Croix MN 125.4M
First State Bank
 		Farnam NE 125.2M
Security State Bank Of Hibbing
 		Hibbing MN 130.1M
Union State Bank Of Hazen
 		Hazen ND 130.5M
Farmers Deposit Bank
 		Carlisle KY 127.2M
Peoples State Bank
 		Mc Donald KS 123.8M
Ohana Pacific Bank
 		Honolulu HI 123.7M
Exchange Bank And Trust Company, Natchitoches, Louisiana
 		Natchitoches LA 127.6M