Vitals
  • Total Assets
    1.0B 4.8 %
  • Total Deposits
    845.4M 4.7 %
  • Total Net Loans
    750.6M 8.3 %
  • Net Income
    7.0M 27.4 %
  • Book Value
    152.8M 5.7 %
  • Book Value x2
    305.6M 5.7 %
  • Book Value x3
    458.4M 5.7 %
ROAA

.702

ROAE

4.709

Efficiency Ratio

80.85

Net Interest Margin

3.426

Balance Sheet Highlights
Financial Highlights Chelsea Groton Bank All Insured Savings Banks in Connecticut
Balance Sheet $(000)
Total Assets 1,044,271 1,035,207
Total Net Loans 750,606 788,025
Total Deposits 845,391 806,060
Total Equity 152,806 120,046
Profitability
Net Income 7,004 6,667
Return on Average Assets .702 .734
Return on Average Equity 4.709 5.649
Net Interest Margin 3.426 3.099
Efficiency Ratio 80.85 79.091
Noninterest Income/Revenue 17.415 20.769
Balance Sheet Ratios
Loan-to-Deposit 88.788 88.88
Securities/Assets .187 .146
Total Equity/Total Assets .146 .116
Tangible Equity/Tangible Assets .146 .111
Capital Adequacy
Tier 1 Common Capital 146,566 116,350
Tier 1 Capital 146,566 116,350
Tier 2 Capital 6,609 7,969
Total Capital 153,175 124,274
Total Risk Weighted Assets 778,842 793,497
Leverage Ratio 14.39 12.795
Common Equity Tier 1 Capital Ratio 18.82 17.917
Tier 1 Capital Ratio 18.82 17.917
Total Capital Ratio 19.67 18.9

Timeline for Chelsea Groton Bank

Coastal Federal Savings Bank

Acquisition: Chelsea Groton Bank acquired a new subsidiary, Coastal Federal Savings Bank, 29 years

View Profile May 20 1994

The Chelsea Savings Bank

Acquisition: Chelsea Groton Bank acquired a new subsidiary, The Chelsea Savings Bank, 41 years

View Profile Aug 01 1982

Chelsea Groton Bank

Chelsea Groton Bank was established 170 years ago and is currently headquartered in Norwich, CT.

Jan 01 1854
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Coastal Federal Savings Bank Seller 119,793 Failure 5/20/1994
The Chelsea Savings Bank Seller Discontinued 8/1/1982
Relationships Role Relationship Start Relationship End
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