Vitals
  • Total Assets
    132.9M 5.6 %
  • Total Deposits
    110.3M 3.6 %
  • Total Net Loans
    113.9M 5.0 %
  • Net Income
    2.9M -1.5 %
  • Book Value
    18.3M 0.9 %
  • Book Value x2
    36.6M 0.9 %
  • Book Value x3
    54.9M 0.9 %
ROAA

2.257

ROAE

15.808

Efficiency Ratio

49.695

Net Interest Margin

4.854

Balance Sheet Highlights
Financial Highlights Central State Bank All Insured Commercial Banks in Illinois
Balance Sheet $(000)
Total Assets 132,930 290,894
Total Net Loans 113,853 191,278
Total Deposits 110,271 246,407
Total Equity 18,296 31,125
Profitability
Net Income 2,906 2,670
Return on Average Assets 2.257 .919
Return on Average Equity 15.808 8.247
Net Interest Margin 4.854 3.499
Efficiency Ratio 49.695 67.9
Noninterest Income/Revenue 13.822 16.598
Balance Sheet Ratios
Loan-to-Deposit 103.248 72.669
Securities/Assets .013 .191
Total Equity/Total Assets .138 .107
Tangible Equity/Tangible Assets .137 .103
Capital Adequacy
Tier 1 Common Capital 18,296 29,670
Tier 1 Capital 18,296 29,720
Tier 2 Capital 1,289 2,112
Total Capital 19,585 31,905
Total Risk Weighted Assets 103,122 212,461
Leverage Ratio 13.87 10.62
Common Equity Tier 1 Capital Ratio 17.74 16.313
Tier 1 Capital Ratio 17.74 16.329
Total Capital Ratio 18.99 17.341

Timeline for Central State Bank

Kinderhook State Bank

Acquisition: Central State Bank acquired a new subsidiary, Kinderhook State Bank, 11 years

View Profile May 01 2013

Clayton Bancshares, Inc.

Clayton Bancshares, Inc. became a new parent organization for Central State Bank.

View Profile Feb 06 1979

Central State Bank

Central State Bank was established 96 years ago and is currently headquartered in Clayton, IL.

May 01 1928
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Kinderhook State Bank Seller 16,500 Acquisition Discontinued 5/1/2013
Relationships Role Relationship Start Relationship End
Clayton Bancshares, Inc. Parent 12/31/1983
Clayton Bancshares, Inc. Parent 12/31/1981 12/30/1983
Clayton Bancshares, Inc. Parent 12/31/1980 12/30/1981
Clayton Bancshares, Inc. Parent 2/6/1979 12/30/1980
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