Net Income Analysis ( % relative to Total Revenue )
Income Statement Central Bank All Insured Commercial Banks in Illinois
Interest and Fees on Loans 324 2,007
Income from Lease Financing Receivables — 206
— 38
Estimated Tax Benefit from Tax-Exempt Loan Income — 16
Income on Loans and Leases (TE) 324 2,020
Investment Interest Income (TE) 61 475
Total Interest Income (TE) 387 2,483
Total Interest Expense 79 722
Net Interest Income (TE) 308 1,743
Non-Interest Income 50 301
Adjusted Operating Income (TE) 358 2,088
Non-interest Expense 256 1,418
Provision for Loan & Lease Losses 6 1,677
Pretax Operating Income (TE) 96 267
Pretax Net Operating Income (TE) 96 294
Applicable Income Taxes 1 352
Net Operating Income 95 223
Net Income 95 221
Cash Dividends Declared 90 447
Retained Earnings 5 106