Vitals
  • Total Assets
    177.5M -0.9 %
  • Total Deposits
    146.8M -1.1 %
  • Total Net Loans
    136.0M 5.6 %
  • Net Income
    1.0M 34.1 %
  • Book Value
    25.0M 4.3 %
  • Book Value x2
    50.0M 4.3 %
  • Book Value x3
    75.1M 4.3 %
ROAA

.595

ROAE

4.275

Efficiency Ratio

77.576

Net Interest Margin

3.603

Balance Sheet Highlights
Financial Highlights Central Bank Of Jefferson County All Insured Commercial Banks in Kentucky
Balance Sheet $(000)
Total Assets 177,539 275,102
Total Net Loans 136,029 177,820
Total Deposits 146,845 227,063
Total Equity 25,019 30,287
Profitability
Net Income 1,045 2,592
Return on Average Assets .595 .944
Return on Average Equity 4.275 8.074
Net Interest Margin 3.603 3.847
Efficiency Ratio 77.576 70.925
Noninterest Income/Revenue 16.202 17.219
Balance Sheet Ratios
Loan-to-Deposit 92.634 76.952
Securities/Assets .073 .219
Total Equity/Total Assets .141 .11
Tangible Equity/Tangible Assets .117 .107
Capital Adequacy
Tier 1 Common Capital 19,581 29,354
Tier 1 Capital 19,581 29,354
Tier 2 Capital 1,357 2,092
Total Capital 20,938 31,454
Total Risk Weighted Assets 142,282 190,479
Leverage Ratio 11.28 11.285
Common Equity Tier 1 Capital Ratio 13.76 17.115
Tier 1 Capital Ratio 13.76 17.115
Total Capital Ratio 14.72 18.174

Timeline for Central Bank Of Jefferson County

Central Bank Jefferson Title, Llc

Central Bank Jefferson Title, Llc became a new subsidiary organization for Central Bank Of Jefferson County.

View Profile Apr 01 2007

Central Bancshares, Inc.

Central Bancshares, Inc. became a new parent organization for Central Bank Of Jefferson County.

View Profile Apr 04 2005

Central Bank Of Jefferson County

Central Bank Of Jefferson County was established 28 years ago and is currently headquartered in Louisville, KY.

Apr 02 1996
Relationships Role Relationship Start Relationship End
Central Bancshares, Inc. Parent 4/4/2005
Central Bank Jefferson Title, Llc Subsidary 6/30/2007
Central Bank Jefferson Title, Llc Subsidary 4/1/2007 6/29/2007
Similar Organizations
Organization City State Total Assets
Farmers Savings Bank
 		Colesburg IA 172.6M
Commerce Bank Of Arizona
 		Tucson AZ 171.2M
First Farmers State Bank
 		Minier IL 171.1M
State Bank Of Arcadia
 		Arcadia WI 170.1M
Adams County Bank
 		Kenesaw NE 170.1M
Logansport Savings Bank
 		Logansport IN 169.9M
The Fort Jennings State Bank
 		Fort Jennings OH 175.8M
Ultima Bank Minnesota
 		Winger MN 169.6M
The Bank Of Washington
 		Lynnwood WA 176.2M
Citizens Progressive Bank
 		Winnsboro LA 168.9M