Cendera Bank, National Association
Bells, TX — National Bank
Active
Net Income Analysis
( % relative to Total Revenue )
| Income Statement | Cendera Bank, National Association | All Insured Commercial Banks in Texas |
| Interest and Fees on Loans | 3,449 | 10,872 |
| Income from Lease Financing Receivables | — | 2 |
| 15 | 44 | |
| Estimated Tax Benefit from Tax-Exempt Loan Income | 8 | 22 |
| Income on Loans and Leases (TE) | 3,457 | 10,941 |
| Investment Interest Income (TE) | 68 | 2,007 |
| Total Interest Income (TE) | 3,602 | 13,476 |
| Total Interest Expense | 532 | 1,063 |
| Net Interest Income (TE) | 3,070 | 12,338 |
| Non-Interest Income | 235 | 2,639 |
| Adjusted Operating Income (TE) | 3,305 | 15,335 |
| Non-interest Expense | 3,010 | 9,693 |
| Provision for Loan & Lease Losses | 76 | 524 |
| Pretax Operating Income (TE) | 219 | 4,819 |
| Pretax Net Operating Income (TE) | 221 | 4,946 |
| Applicable Income Taxes | — | 576 |
| Net Operating Income | 213 | 3,858 |
| Net Income | 213 | 3,845 |
| Cash Dividends Declared | 200 | 1,701 |
| Retained Earnings | 13 | 1,997 |