Vitals
  • Total Assets
    80.6M 14.8 %
  • Total Deposits
    69.8M 13.3 %
  • Total Net Loans
    64.4M 29.4 %
  • Net Income
    213000.0000 -29.2 %
  • Book Value
    8.4M -0.3 %
  • Book Value x2
    16.9M -0.3 %
  • Book Value x3
    25.3M -0.3 %
ROAA

.278

ROAE

2.542

Efficiency Ratio

91.082

Net Interest Margin

4.289

Balance Sheet Highlights
Financial Highlights Cendera Bank, National Association All Insured Commercial Banks in Texas
Balance Sheet $(000)
Total Assets 80,556 358,087
Total Net Loans 64,449 213,533
Total Deposits 69,827 308,027
Total Equity 8,429 38,740
Profitability
Net Income 213 3,845
Return on Average Assets .278 1.025
Return on Average Equity 2.542 9.415
Net Interest Margin 4.289 3.773
Efficiency Ratio 91.082 66.762
Noninterest Income/Revenue 6.125 16.375
Balance Sheet Ratios
Loan-to-Deposit 92.298 65.494
Securities/Assets .071 .214
Total Equity/Total Assets .105 .108
Tangible Equity/Tangible Assets .105 .104
Capital Adequacy
Tier 1 Common Capital 8,558 37,278
Tier 1 Capital 8,558 37,303
Tier 2 Capital 639 2,526
Total Capital 9,197 39,866
Total Risk Weighted Assets 51,063 237,367
Leverage Ratio 10.76 10.563
Common Equity Tier 1 Capital Ratio 16.76 18.073
Tier 1 Capital Ratio 16.76 18.097
Total Capital Ratio 18.01 19.169

Timeline for Cendera Bank, National Association

Cendera Financial Holdings, Inc.

Cendera Financial Holdings, Inc. became a new parent organization for Cendera Bank, National Association.

View Profile May 27 1980

Cendera Bank, National Association

Cendera Bank, National Association was established 120 years ago and is currently headquartered in Bells, TX.

Jan 01 1904
Relationships Role Relationship Start Relationship End
Cendera Financial Holdings, Inc. Parent 8/25/1997
Cendera Financial Holdings, Inc. Parent 12/31/1982 8/24/1997
Cendera Financial Holdings, Inc. Parent 5/27/1980 12/30/1982
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