Vitals
  • Total Assets
    177.0M 5.3 %
  • Total Deposits
    140.4M 1.6 %
  • Total Net Loans
    120.0M 10.3 %
  • Net Income
    1.1M -25.7 %
  • Book Value
    17.6M 2.6 %
  • Book Value x2
    35.2M 2.6 %
  • Book Value x3
    52.8M 2.6 %
ROAA

.661

ROAE

6.408

Efficiency Ratio

73.453

Net Interest Margin

3.979

Balance Sheet Highlights
Financial Highlights Cedarstone Bank All Insured Commercial Banks in Tennessee
Balance Sheet $(000)
Total Assets 177,048 350,717
Total Net Loans 120,040 240,957
Total Deposits 140,372 296,573
Total Equity 17,592 37,152
Profitability
Net Income 1,128 3,593
Return on Average Assets .661 .956
Return on Average Equity 6.408 8.82
Net Interest Margin 3.979 4.036
Efficiency Ratio 73.453 69.386
Noninterest Income/Revenue 6.472 17.129
Balance Sheet Ratios
Loan-to-Deposit 85.516 77.925
Securities/Assets .223 .166
Total Equity/Total Assets .099 .106
Tangible Equity/Tangible Assets .099 .103
Capital Adequacy
Tier 1 Common Capital 18,207 35,983
Tier 1 Capital 18,207 36,157
Tier 2 Capital 1,309 2,649
Total Capital 19,516 38,803
Total Risk Weighted Assets 120,179 253,332
Leverage Ratio 10.33 10.564
Common Equity Tier 1 Capital Ratio 15.15 15.215
Tier 1 Capital Ratio 15.15 15.278
Total Capital Ratio 16.24 16.362

Timeline for Cedarstone Bank

Cedarstone Financial, Inc.

Cedarstone Financial, Inc. became a new parent organization for Cedarstone Bank.

View Profile Jun 15 2013

Cedarstone Bank

Cedarstone Bank was established 20 years ago and is currently headquartered in Lebanon, TN.

Apr 19 2004
Relationships Role Relationship Start Relationship End
Cedarstone Financial, Inc. Parent 6/15/2013
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