Vitals
  • Total Assets
    11.6B -7.8 %
  • Total Deposits
    9.5B -0.7 %
  • Total Net Loans
    7.3B -19.5 %
  • Net Income
    -386542000.0000
  • Book Value
    781.7M -50.7 %
  • Book Value x2
    1.6B -50.7 %
  • Book Value x3
    2.3B -50.7 %
ROAA

-6.47

ROAE

-77.559

Efficiency Ratio

209.432

Net Interest Margin

2.638

Balance Sheet Highlights
Financial Highlights Carolina First Bank All Insured Commercial Banks in South Carolina
Balance Sheet $(000)
Total Assets 11,577,485 342,296
Total Net Loans 7,298,200 225,299
Total Deposits 9,466,435 280,854
Total Equity 781,715 29,772
Profitability
Net Income -386,542 -288
Return on Average Assets -6.47 -.094
Return on Average Equity -77.559 -2.767
Net Interest Margin 2.638 3.475
Efficiency Ratio 209.432 80.988
Noninterest Income/Revenue 12.462 13.616
Balance Sheet Ratios
Loan-to-Deposit 77.096 78.432
Securities/Assets .185 .169
Total Equity/Total Assets .068 .087
Tangible Equity/Tangible Assets .066 .086
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 704,919 28,725
Tier 2 Capital 137,974 3,226
Total Capital 842,893 31,936
Total Risk Weighted Assets 8,555,624 243,793
Leverage Ratio 5.9 9.161
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 8.24 13.168
Total Capital Ratio 9.85 14.451

Timeline for Carolina First Bank

Td Bank, National Association

Carolina First Bank was acquired by Td Bank, National Association 13 years

View Profile Oct 01 2010

Fontana Holdings, Inc

Fontana Holdings, Inc became a new subsidiary organization for Carolina First Bank.

View Profile Jul 22 2009

Colina Recovery, Inc.

Colina Recovery, Inc. became a new subsidiary organization for Carolina First Bank.

View Profile May 13 2009

Foster New Bern, Inc.

Foster New Bern, Inc. became a new subsidiary organization for Carolina First Bank.

View Profile Jan 26 2009

Flaresco, Inc.

Acquisition: Carolina First Bank acquired a new subsidiary, Flaresco, Inc. , 15 years

View Profile Jan 01 2009

Want to see more?

Complete timeline for Carolina First Bank is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Td Bank, National Association Buyer 264,527,851 Acquisition Discontinued 10/1/2010
Flaresco, Inc. Seller Pooling of Interests Discontinued 1/1/2009
Re Holdings, Inc Seller Pooling of Interests Discontinued 1/1/2009
Mercantile Bank Seller 5,658,971 Pooling of Interests Discontinued 7/1/2007
Mountainbank Seller 877,804 Acquisition Discontinued 10/3/2003
Rock Hill Bank & Trust Seller 202,922 Acquisition Discontinued 11/1/2002
Poinsett Service Corporation Seller Pooling of Interests Discontinued 12/30/2000
Carolina First Bank, A Federal Savings Bank Seller 327,773 Pooling of Interests Discontinued 12/30/2000
The Anchor Bank Seller 1,221,832 Pooling of Interests Discontinued 7/8/2000
Colonial Bank Of South Carolina, Inc. Seller 61,431 Acquisition Discontinued 10/19/1998
First National Bank Of Pickens County Seller 120,622 Acquisition Discontinued 9/30/1998
First Federal Savings And Loan Association Of Anderson Seller 351,416 Acquisition Discontinued 11/22/1997
Lowcountry Savings Bank, Inc. Seller 80,148 Acquisition Discontinued 7/19/1997
Midlands National Bank Seller 41,305 Pooling of Interests Discontinued 6/30/1995
Aiken County National Bank Seller 39,016 Pooling of Interests Discontinued 4/15/1995
Carolina First Savings Bank, F.S.B. Seller 280,400 Acquisition Discontinued 2/4/1995
Park Street Drive Thru Branch Seller Discontinued 4/30/1994
Citadel Federal Savings And Loan Association Seller 13,191 Failure 4/30/1994
Relationships Role Relationship Start Relationship End
South Financial Group, Inc., The Parent 12/19/1986 9/30/2010
Carolina First Mortgage Loan Trust Subsidary 3/25/2009 9/30/2010
Carolina First Insurance Services, Inc. Subsidary 6/30/2007 9/30/2010
Td Community Development Corporation Subsidary 6/30/2007 9/30/2010
Summit Title, Llc Subsidary 6/30/2004 9/30/2010
Cnb Properties, Inc. Subsidary 7/1/2007 9/30/2010
Foster New Bern, Inc. Subsidary 1/26/2009 9/30/2010
Fontana Holdings, Inc Subsidary 7/22/2009 9/30/2010
Bowditch Insurance Corporation Subsidary 7/1/2007 9/29/2010
Putnal Estates, Llc Subsidary 6/26/2008 3/1/2010
Cape Road Holdco, Llc Subsidary 7/10/2008 3/1/2010
Colina Recovery, Inc. Subsidary 5/13/2009 9/30/2009
Koss Olinger & Company, Inc. Subsidary 7/1/2007 9/1/2009
Koss-Olinger Consulting, Inc. Subsidary 7/1/2007 9/1/2009
Marsh Landing Estates, Llc Subsidary 9/19/2008 8/12/2009
Scoreit, Inc. Subsidary 9/19/2001 4/20/2009
Carolina First Mortgage Loan Trust Ii Subsidary 12/31/2003 4/15/2009
Mb Exchange Llc Subsidary 1/30/2007 3/4/2009
Flaresco, Inc. Subsidary 7/1/2007 12/31/2008
Re Holdings, Inc Subsidary 6/30/2007 12/31/2008
Floreit, Inc. Subsidary 7/1/2007 6/25/2008
South Financial Asset Management, Inc. Subsidary 4/18/2005 8/1/2007
Carolina First Insurance Services, Inc. Subsidary 9/20/2002 6/29/2007
Td Community Development Corporation Subsidary 1/1/2004 6/29/2007
Re Holdings, Inc Subsidary 2/16/2006 6/29/2007
South Group Investment Services, Inc. Subsidary 4/12/2006 6/29/2007
Carolina First Securities, Inc. Subsidary 11/21/1997 7/1/2006
South Financial Wealth Management Group, Inc., The Subsidary 7/8/2000 12/29/2005
Allied Assurance Subsidary 1/1/2004 12/29/2005
Carolina First Insurance Services, Llc Subsidary 1/1/2004 12/29/2005
Mountainbanc Mortgage Corporation Subsidary 10/3/2003 5/5/2005
Carolina First Mortgage Loan Trust Ii Subsidary 12/22/2002 6/19/2003
Carolina First Mortgage Loan Trust Subsidary 12/29/1998 9/18/2001
Anchor Properties Corporation Subsidary 7/8/2000 8/31/2001
Mbs Securities, Inc. Subsidary 7/6/2000 8/31/2001
Anchor Investor Services, Inc. Subsidary 7/8/2000 8/27/2000
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