Border State Bank
Roseau, MN — Domestic Branch of a Domestic Bank
Acquired Aug 2003
Efficiency Ratio Over Time
| Efficiency Ratio | Border State Bank | All Insured Commercial Banks in Minnesota |
| 06-30-2003 | 61.983 | 61.298 |
| 03-31-2003 | 64.873 | 62.209 |
| 12-31-2002 | 65.968 | 61.807 |