Vitals
  • Total Assets
    77.7M
  • Total Deposits
    64.9M
  • Total Net Loans
    62.7M
  • Net Income
    459000.0000
  • Book Value
    6.3M
  • Book Value x2
    12.5M
  • Book Value x3
    18.8M
ROAA

1.203

ROAE

15.232

Efficiency Ratio

61.983

Net Interest Margin

5.242

Balance Sheet Highlights
Financial Highlights Border State Bank All Insured Commercial Banks in Minnesota
Balance Sheet $(000)
Total Assets 77,709 75,369
Total Net Loans 62,741 50,096
Total Deposits 64,916 63,564
Total Equity 6,254 7,392
Profitability
Net Income 459 656
Return on Average Assets 1.203 1.463
Return on Average Equity 15.232 14.876
Net Interest Margin 5.242 4.476
Efficiency Ratio 61.983 61.298
Noninterest Income/Revenue 13.903 12.066
Balance Sheet Ratios
Loan-to-Deposit 96.65 77.072
Securities/Assets .078 .276
Total Equity/Total Assets .08 .098
Tangible Equity/Tangible Assets .08 -.077
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 6,158 6,824
Tier 2 Capital 626 606
Total Capital 6,784 7,434
Total Risk Weighted Assets 62,351 54,975
Leverage Ratio 7.98 9.48
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 9.88 13.268
Total Capital Ratio 10.88 14.369

Timeline for Border State Bank

Border State Bank

Border State Bank was acquired by Border State Bank 21 years

View Profile Aug 11 2003

Border Bancshares, Inc.

Border Bancshares, Inc. became a new parent organization for Border State Bank.

View Profile Mar 06 1990

Badger Bancshares, Inc.

Badger Bancshares, Inc. became a new parent organization for Border State Bank.

View Profile Jan 07 1981

Border State Bank

Border State Bank was established 75 years ago and is currently headquartered in Roseau, MN.

Mar 18 1949
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Border State Bank Buyer 407,100 Pooling of Interests Discontinued 8/11/2003
Relationships Role Relationship Start Relationship End
Border Bancshares, Inc. Parent 4/25/2002 8/10/2003
Border Bancshares, Inc. Parent 5/31/1997 4/24/2002
Border Bancshares, Inc. Parent 11/1/1991 5/30/1997
Border Bancshares, Inc. Parent 12/31/1990 10/31/1991
Border Bancshares, Inc. Parent 3/6/1990 12/30/1990
Badger Bancshares, Inc. Parent 1/7/1981 3/5/1990
Similar Organizations
Organization City State Total Assets
Tustin Community Bank
 		Tustin CA 78.2M
Southern Bank
 		Sardis GA 78.3M
Georgia Heritage Bank
 		Dallas GA 78.4M
Pavillion Bank
 		Richardson TX 76.8M
Lafayette State Bank
 		Mayo FL 76.7M
Jonesburg State Bank
 		Jonesburg MO 76.3M
Dakota Prairie Bank
 		Fort Pierre SD 79.2M
Community First Bank
 		Rosholt WI 76.0M
First Bank
 		Erick OK 75.7M
Johnson State Bank
 		Johnson KS 75.5M