Vitals
  • Total Assets
    39.3M 6.9 %
  • Total Deposits
    34.9M 10.7 %
  • Total Net Loans
    34.3M 14.3 %
  • Net Income
    458000.0000 9.0 %
  • Book Value
    3.6M 19.2 %
  • Book Value x2
    7.1M 19.2 %
  • Book Value x3
    10.7M 19.2 %
ROAA

1.635

ROAE

18.316

Efficiency Ratio

50.914

Net Interest Margin

5.19

Balance Sheet Highlights
Financial Highlights Border State Bank Of International Falls All Insured Commercial Banks in Minnesota
Balance Sheet $(000)
Total Assets 39,256 86,621
Total Net Loans 34,266 63,341
Total Deposits 34,905 71,782
Total Equity 3,573 8,537
Profitability
Net Income 458 1,903
Return on Average Assets 1.635 1.582
Return on Average Equity 18.316 16.157
Net Interest Margin 5.19 4.524
Efficiency Ratio 50.914 62.201
Noninterest Income/Revenue 15.488 10.475
Balance Sheet Ratios
Loan-to-Deposit 98.169 84.612
Securities/Assets .025 .264
Total Equity/Total Assets .091 .099
Tangible Equity/Tangible Assets .091 .02
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 3,569 8,247
Tier 2 Capital 438 741
Total Capital 4,007 8,978
Total Risk Weighted Assets 34,944 67,294
Leverage Ratio 9.21 9.903
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 10.21 13.175
Total Capital Ratio 11.47 14.269

Timeline for Border State Bank Of International Falls

Border State Bank

Border State Bank Of International Falls was acquired by Border State Bank 18 years

View Profile Dec 17 2005

Border State Bank Of International Falls

Border State Bank Of International Falls was established 24 years ago and is currently headquartered in International Falls, MN.

Apr 17 2000

Border Bancshares, Inc.

Border Bancshares, Inc. became a new parent organization for Border State Bank Of International Falls.

View Profile Apr 17 2000
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Border State Bank Buyer 407,100 Pooling of Interests Discontinued 12/17/2005
Relationships Role Relationship Start Relationship End
Border Bancshares, Inc. Parent 3/3/2005 12/16/2005
Border Bancshares, Inc. Parent 1/31/2005 3/2/2005
Border Bancshares, Inc. Parent 1/1/2004 1/30/2005
Border Bancshares, Inc. Parent 1/2/2003 12/31/2003
Border Bancshares, Inc. Parent 4/17/2000 1/1/2003
Similar Organizations
Organization City State Total Assets
First State Bank
 		Sioux Rapids IA 39.3M
The Trust Bank
 		Lenox GA 39.4M
The Blue Grass Valley Bank
 		Blue Grass VA 39.1M
Carver State Bank
 		Savannah GA 39.7M
The State Bank Of Spring Hill
 		Spring Hill KS 38.3M
Generations Bank
 		Exeter NE 39.2M
Security Home Bank
 		Malmo NE 39.4M
Glasford State Bank
 		Glasford IL 37.9M
Randall State Bank
 		Randall MN 39.1M
State Central Bank
 		Bonaparte IA 39.6M