Vitals
  • Total Assets
    2.8B 3.0 %
  • Total Deposits
    924.3M -15.4 %
  • Total Net Loans
    2.4B 4.9 %
  • Net Income
    152.5M 24.4 %
  • Book Value
    669.2M 29.7 %
  • Book Value x2
    1.3B 29.7 %
  • Book Value x3
    2.0B 29.7 %
ROAA

5.684

ROAE

25.553

Efficiency Ratio

33.83

Net Interest Margin

6.831

Balance Sheet Highlights
Financial Highlights Bb&T Financial, Fsb All Insured Savings Banks in Georgia
Balance Sheet $(000)
Total Assets 2,829,941 305,075
Total Net Loans 2,398,043 195,540
Total Deposits 924,338 251,636
Total Equity 669,219 33,167
Profitability
Net Income 152,471 288
Return on Average Assets 5.684 -.11
Return on Average Equity 25.553 -3.711
Net Interest Margin 6.831 4.094
Efficiency Ratio 33.83 82.122
Noninterest Income/Revenue 58.306 22.271
Balance Sheet Ratios
Loan-to-Deposit 259.434 80.363
Securities/Assets .052 .147
Total Equity/Total Assets .236 .109
Tangible Equity/Tangible Assets .227 .106
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 639,705 32,654
Tier 2 Capital 34,726 2,361
Total Capital 674,431 34,997
Total Risk Weighted Assets 2,713,444 187,474
Leverage Ratio 22.84 11.721
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 23.58 20.641
Total Capital Ratio 24.86 21.771

Timeline for Bb&T Financial, Fsb

Branch Banking And Trust Company

Bb&T Financial, Fsb was acquired by Branch Banking And Trust Company 11 years

View Profile Jan 01 2013

J & M Associates, Incorporated

J & M Associates, Incorporated became a new subsidiary organization for Bb&T Financial, Fsb.

View Profile Jun 29 2012

Bb&T Credit Services, Inc.

Bb&T Credit Services, Inc. became a new subsidiary organization for Bb&T Financial, Fsb.

View Profile Jul 01 2009

Sheffield Financial Llc

Acquisition: Bb&T Financial, Fsb acquired a new subsidiary, Sheffield Financial Llc , 16 years

View Profile Apr 01 2008

Midamerica Gift Certificate Company

Midamerica Gift Certificate Company became a new subsidiary organization for Bb&T Financial, Fsb.

View Profile Apr 01 2008

Want to see more?

Complete timeline for Bb&T Financial, Fsb is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Branch Banking And Trust Company Buyer 217,378,053 Pooling of Interests Discontinued 1/1/2013
Sheffield Financial Llc Seller Discontinued 4/1/2008
Relationships Role Relationship Start Relationship End
Bb&T Corporation Parent 7/21/2011 12/31/2012
Bb&T Corporation Parent 4/1/2008 7/20/2011
Bb&T Corporation Parent 7/1/1998 3/31/2008
Bb&T Credit Services, Inc. Subsidary 7/1/2009 12/31/2012
J & M Associates, Incorporated Subsidary 6/29/2012 11/30/2012
Midamerica Gift Certificate Company Subsidary 4/1/2008 3/30/2012
Liberty Mortgage Corporation Subsidary 4/1/2008 12/19/2011
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