Vitals
  • Total Assets
    45.1M 1.4 %
  • Total Deposits
    41.2M 2.5 %
  • Total Net Loans
    25.6M -10.4 %
  • Net Income
    5000.0000 -98.7 %
  • Book Value
    3.9M -6.7 %
  • Book Value x2
    7.8M -6.7 %
  • Book Value x3
    11.7M -6.7 %
ROAA

.011

ROAE

.118

Efficiency Ratio

70.036

Net Interest Margin

3.815

Balance Sheet Highlights
Financial Highlights Bay-Hermann-Berger Bank All Insured Commercial Banks in Missouri
Balance Sheet $(000)
Total Assets 45,128 194,712
Total Net Loans 25,581 129,288
Total Deposits 41,151 162,710
Total Equity 3,904 19,198
Profitability
Net Income 5 1,308
Return on Average Assets .011 .702
Return on Average Equity .118 6.783
Net Interest Margin 3.815 3.958
Efficiency Ratio 70.036 68.774
Noninterest Income/Revenue 8.662 13.013
Balance Sheet Ratios
Loan-to-Deposit 62.164 75.939
Securities/Assets .297 .162
Total Equity/Total Assets .087 .099
Tangible Equity/Tangible Assets .087 .096
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 4,048 18,225
Tier 2 Capital 351 1,642
Total Capital 4,399 19,961
Total Risk Weighted Assets 27,825 139,695
Leverage Ratio 8.61 9.57
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 14.55 14.042
Total Capital Ratio 15.81 15.245

Timeline for Bay-Hermann-Berger Bank

The Missouri Bank

Bay-Hermann-Berger Bank was acquired by The Missouri Bank 13 years

View Profile Feb 19 2011

Warren County Bancshares, Inc.

Warren County Bancshares, Inc. became a new parent organization for Bay-Hermann-Berger Bank.

View Profile Mar 17 1995

Farmers And Merchants Bank Of Berger

Acquisition: Bay-Hermann-Berger Bank acquired a new subsidiary, Farmers And Merchants Bank Of Berger, 34 years

View Profile May 01 1990

Southside Bancshares Corp.

Southside Bancshares Corp. became a new parent organization for Bay-Hermann-Berger Bank.

View Profile Aug 23 1985

Bay-Hermann Bancshares, Inc.

Bay-Hermann Bancshares, Inc. became a new parent organization for Bay-Hermann-Berger Bank.

View Profile Apr 27 1982

Want to see more?

Complete timeline for Bay-Hermann-Berger Bank is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
The Missouri Bank Buyer 215,452 Pooling of Interests Discontinued 2/19/2011
Farmers And Merchants Bank Of Berger Seller 12,490 Discontinued 5/1/1990
Relationships Role Relationship Start Relationship End
Warren County Bancshares, Inc. Parent 3/17/1995 2/18/2011
Southside Bancshares Corp. Parent 8/23/1985 3/16/1995
Bay-Hermann Bancshares, Inc. Parent 4/27/1982 8/22/1985
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