Vitals
  • Total Assets
    170.7M 0.5 %
  • Total Deposits
    134.4M 0.4 %
  • Total Net Loans
    131.8M -5.0 %
  • Net Income
    1.6M 2.8 %
  • Book Value
    35.7M 1.3 %
  • Book Value x2
    71.4M 1.3 %
  • Book Value x3
    107.2M 1.3 %
ROAA

1.221

ROAE

5.961

Efficiency Ratio

63.229

Net Interest Margin

3.537

Balance Sheet Highlights
Financial Highlights Banksouth All Insured Commercial Banks in Alabama
Balance Sheet $(000)
Total Assets 170,712 262,366
Total Net Loans 131,767 153,206
Total Deposits 134,366 221,747
Total Equity 35,725 31,740
Profitability
Net Income 1,569 1,948
Return on Average Assets 1.221 .919
Return on Average Equity 5.961 7.567
Net Interest Margin 3.537 3.875
Efficiency Ratio 63.229 69.018
Noninterest Income/Revenue 4.086 15.504
Balance Sheet Ratios
Loan-to-Deposit 98.066 65.063
Securities/Assets .162 .233
Total Equity/Total Assets .209 .121
Tangible Equity/Tangible Assets .209 .119
Capital Adequacy
Tier 1 Common Capital 35,672 30,064
Tier 1 Capital 35,672 30,064
Tier 2 Capital 1,443 1,856
Total Capital 37,115 31,916
Total Risk Weighted Assets 114,193 178,436
Leverage Ratio 20.86 11.795
Common Equity Tier 1 Capital Ratio 31.24 18.994
Tier 1 Capital Ratio 31.24 18.999
Total Capital Ratio 32.5 20.08

Timeline for Banksouth

Bank Of The South

Acquisition: Banksouth acquired a new subsidiary, Bank Of The South, 35 years

View Profile May 07 1988

Bancsouth Corporation

Bancsouth Corporation became a new parent organization for Banksouth.

View Profile Nov 17 1982

Banksouth

Banksouth was established 96 years ago and is currently headquartered in Dothan, AL.

Jan 01 1928
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Bank Of The South Seller 56,420 Discontinued 5/7/1988
Relationships Role Relationship Start Relationship End
Bancsouth Corporation Parent 11/17/1982
Similar Organizations
Organization City State Total Assets
First Farmers State Bank
 		Minier IL 171.1M
Commerce Bank Of Arizona
 		Tucson AZ 171.2M
State Bank Of Arcadia
 		Arcadia WI 170.1M
Adams County Bank
 		Kenesaw NE 170.1M
Logansport Savings Bank
 		Logansport IN 169.9M
Ultima Bank Minnesota
 		Winger MN 169.6M
Citizens Progressive Bank
 		Winnsboro LA 168.9M
Farmers Savings Bank
 		Colesburg IA 172.6M
Farmers Bank And Trust Company
 		Marion KY 168.8M
Community Bank Of The Midwest
 		Great Bend KS 168.3M