Vitals
  • Total Assets
    890.3M 8.1 %
  • Total Deposits
    782.4M 9.1 %
  • Total Net Loans
    655.2M 4.1 %
  • Net Income
    7.1M 13.8 %
  • Book Value
    92.3M 4.2 %
  • Book Value x2
    184.5M 4.2 %
  • Book Value x3
    276.8M 4.2 %
ROAA

.835

ROAE

7.725

Efficiency Ratio

73.493

Net Interest Margin

4.252

Balance Sheet Highlights
Financial Highlights Bank Of The Pacific All Insured Commercial Banks in Washington
Balance Sheet $(000)
Total Assets 890,346 1,309,331
Total Net Loans 655,184 914,924
Total Deposits 782,375 1,092,792
Total Equity 92,266 152,127
Profitability
Net Income 7,102 12,922
Return on Average Assets .835 .911
Return on Average Equity 7.725 8.319
Net Interest Margin 4.252 3.836
Efficiency Ratio 73.493 71.805
Noninterest Income/Revenue 22.998 18.251
Balance Sheet Ratios
Loan-to-Deposit 83.743 80.687
Securities/Assets .126 .16
Total Equity/Total Assets .104 .116
Tangible Equity/Tangible Assets .088 .099
Capital Adequacy
Tier 1 Common Capital 79,963 127,821
Tier 1 Capital 79,963 127,821
Tier 2 Capital 8,907 10,823
Total Capital 88,870 138,644
Total Risk Weighted Assets 711,981 1,050,147
Leverage Ratio 9.18 10.428
Common Equity Tier 1 Capital Ratio 11.23 14.247
Tier 1 Capital Ratio 11.23 14.247
Total Capital Ratio 12.48 15.385

Timeline for Bank Of The Pacific

Bank Northwest

Acquisition: Bank Of The Pacific acquired a new subsidiary, Bank Northwest, 20 years

View Profile Feb 28 2004

Bank Of The Pacific

Acquisition: Bank Of The Pacific acquired a new subsidiary, Bank Of The Pacific, 23 years

View Profile Nov 08 2000

Pacific Financial Corporation

Pacific Financial Corporation became a new parent organization for Bank Of The Pacific.

View Profile May 31 1997

Bank Of The Pacific

Bank Of The Pacific was established 44 years ago and is currently headquartered in Aberdeen, WA.

Dec 26 1979
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Bank Northwest Seller 104,518 Acquisition Discontinued 2/28/2004
Bank Of The Pacific Seller 117,604 Pooling of Interests Discontinued 11/8/2000
Relationships Role Relationship Start Relationship End
Pacific Financial Corporation Parent 5/31/1997
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