Net Income Analysis ( % relative to Total Revenue )
Income Statement Bank Of Ripley All Insured Commercial Banks in Tennessee
Interest and Fees on Loans 4,549 12,197
Income from Lease Financing Receivables — 0
— 25
Estimated Tax Benefit from Tax-Exempt Loan Income — 12
Income on Loans and Leases (TE) 4,549 12,231
Investment Interest Income (TE) 3,770 1,544
Total Interest Income (TE) 8,440 14,034
Total Interest Expense 743 1,553
Net Interest Income (TE) 7,697 12,478
Non-Interest Income 1,625 2,901
Adjusted Operating Income (TE) 9,322 15,672
Non-interest Expense 7,644 10,334
Provision for Loan & Lease Losses — 317
Pretax Operating Income (TE) 1,678 4,962
Pretax Net Operating Income (TE) 1,902 5,007
Applicable Income Taxes -4 1,069
Net Operating Income 1,255 3,589
Net Income 1,255 3,593
Cash Dividends Declared 431 1,505
Retained Earnings 824 1,960