Net Income Analysis ( % relative to Total Revenue )
Income Statement Bank Of Laverne All Insured Commercial Banks in Oklahoma
Interest and Fees on Loans 2,037 7,418
Income from Lease Financing Receivables — 18
5 37
Estimated Tax Benefit from Tax-Exempt Loan Income 3 19
Income on Loans and Leases (TE) 2,040 7,480
Investment Interest Income (TE) 619 972
Total Interest Income (TE) 2,818 8,661
Total Interest Expense 136 749
Net Interest Income (TE) 2,682 7,866
Non-Interest Income 242 1,736
Adjusted Operating Income (TE) 2,924 9,962
Non-interest Expense 1,780 6,544
Provision for Loan & Lease Losses 132 343
Pretax Operating Income (TE) 1,012 2,979
Pretax Net Operating Income (TE) 1,046 3,057
Applicable Income Taxes 198 104
Net Operating Income 666 2,672
Net Income 666 2,672
Cash Dividends Declared 500 1,602
Retained Earnings 166 1,026