Net Income Analysis ( % relative to Total Revenue )
Income Statement Bank Of Kampsville All Insured Commercial Banks in Illinois
Interest and Fees on Loans 2,670 8,415
Income from Lease Financing Receivables — 4
19 41
Estimated Tax Benefit from Tax-Exempt Loan Income 10 20
Income on Loans and Leases (TE) 2,680 8,470
Investment Interest Income (TE) 935 1,438
Total Interest Income (TE) 3,703 10,200
Total Interest Expense 558 1,041
Net Interest Income (TE) 3,145 9,113
Non-Interest Income 360 2,030
Adjusted Operating Income (TE) 3,505 11,316
Non-interest Expense 2,292 7,442
Provision for Loan & Lease Losses — 307
Pretax Operating Income (TE) 1,213 3,453
Pretax Net Operating Income (TE) 1,237 3,554
Applicable Income Taxes 275 569
Net Operating Income 792 2,671
Net Income 792 2,670
Cash Dividends Declared 200 1,225
Retained Earnings 592 1,214