Net Income Analysis ( % relative to Total Revenue )
Income Statement Bank Of Freeburg All Insured Commercial Banks in Missouri
Interest and Fees on Loans 1,004 5,987
Income from Lease Financing Receivables — 252
— 89
Estimated Tax Benefit from Tax-Exempt Loan Income — 46
Income on Loans and Leases (TE) 1,004 6,008
Investment Interest Income (TE) 380 1,081
Total Interest Income (TE) 1,447 6,988
Total Interest Expense 544 2,834
Net Interest Income (TE) 903 4,136
Non-Interest Income 51 794
Adjusted Operating Income (TE) 954 4,947
Non-interest Expense 577 2,980
Provision for Loan & Lease Losses — 435
Pretax Operating Income (TE) 377 4,227
Pretax Net Operating Income (TE) 377 4,210
Applicable Income Taxes 135 1,456
Net Operating Income 238 2,891
Net Income 238 2,891
Cash Dividends Declared — 2,147
Retained Earnings 238 1,513