Athens State Bank
Athens, IL — Non-member Bank
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Net Interest Margin Over Time
| Net Interest Margin | Athens State Bank | All Insured Commercial Banks in Illinois |
| 12-31-2016 | 3.457 | 3.499 |
| 09-30-2016 | 3.477 | 3.502 |
| 06-30-2016 | 3.546 | 3.495 |
| 03-31-2016 | 3.567 | 3.487 |
| 12-31-2015 | 3.475 | 3.487 |
| 09-30-2015 | 3.471 | 3.478 |
| 06-30-2015 | 3.514 | 3.453 |
| 03-31-2015 | 3.527 | 3.418 |
| 12-31-2014 | 3.471 | 3.485 |
| 09-30-2014 | 3.453 | 3.46 |
| 06-30-2014 | 3.502 | 3.443 |
| 03-31-2014 | 3.48 | 3.416 |
| 12-31-2013 | 3.43 | 3.428 |
| 09-30-2013 | 3.427 | 3.4 |
| 06-30-2013 | 3.522 | 3.374 |
| 03-31-2013 | 3.554 | 3.361 |
| 12-31-2012 | 3.803 | 3.573 |
| 09-30-2012 | 3.842 | 3.585 |
| 06-30-2012 | 3.806 | 3.59 |
| 03-31-2012 | 3.875 | 3.604 |
| 12-31-2011 | 3.969 | 3.692 |
| 09-30-2011 | 3.94 | 3.686 |
| 06-30-2011 | 3.84 | 3.652 |
| 03-31-2011 | 3.712 | 3.614 |
| 12-31-2010 | 3.998 | 3.707 |
| 09-30-2010 | 3.988 | 3.712 |
| 06-30-2010 | 4.003 | 3.694 |
| 03-31-2010 | 4.066 | 3.664 |
| 12-31-2009 | 4.137 | 3.579 |
| 09-30-2009 | 4.154 | 3.56 |
| 06-30-2009 | 4.193 | 3.538 |
| 03-31-2009 | 4.275 | 3.54 |
| 12-31-2008 | 3.74 | 3.56 |
| 09-30-2008 | 3.619 | 3.558 |
| 06-30-2008 | 3.501 | 3.533 |
| 03-31-2008 | 3.573 | 3.519 |
| 12-31-2007 | 3.232 | 3.667 |
| 09-30-2007 | 3.147 | 3.677 |
| 06-30-2007 | 3.116 | 3.662 |
| 03-31-2007 | 3.112 | 3.626 |
| 12-31-2006 | 3.249 | 3.765 |
| 09-30-2006 | 3.294 | 3.793 |
| 06-30-2006 | 3.364 | 3.805 |
| 03-31-2006 | 3.449 | 3.781 |
| 12-31-2005 | 3.849 | 3.876 |
| 09-30-2005 | 3.899 | 3.884 |
| 06-30-2005 | 4.003 | 3.873 |
| 03-31-2005 | 4.053 | 3.831 |
| 12-31-2004 | 4.175 | 3.852 |
| 09-30-2004 | 4.028 | 3.831 |
| 06-30-2004 | 4.031 | 3.815 |
| 03-31-2004 | 4.056 | 3.814 |
| 12-31-2003 | 4.095 | 3.819 |
| 09-30-2003 | 4.063 | 3.828 |
| 06-30-2003 | 4.101 | 3.842 |
| 03-31-2003 | 4.212 | 3.863 |
| 12-31-2002 | 4.417 | 3.995 |