Vitals
  • Total Assets
    126.5M -2.7 %
  • Total Deposits
    112.0M -3.1 %
  • Total Net Loans
    76.8M 0.1 %
  • Net Income
    1.5M 25.3 %
  • Book Value
    13.5M -0.3 %
  • Book Value x2
    26.9M -0.3 %
  • Book Value x3
    40.4M -0.3 %
ROAA

1.169

ROAE

10.991

Efficiency Ratio

68.39

Net Interest Margin

3.457

Balance Sheet Highlights
Financial Highlights Athens State Bank All Insured Commercial Banks in Illinois
Balance Sheet $(000)
Total Assets 126,538 290,894
Total Net Loans 76,818 191,278
Total Deposits 112,007 246,407
Total Equity 13,454 31,125
Profitability
Net Income 1,514 2,670
Return on Average Assets 1.169 .919
Return on Average Equity 10.991 8.247
Net Interest Margin 3.457 3.499
Efficiency Ratio 68.39 67.9
Noninterest Income/Revenue 21.72 16.598
Balance Sheet Ratios
Loan-to-Deposit 68.583 72.669
Securities/Assets .31 .191
Total Equity/Total Assets .106 .107
Tangible Equity/Tangible Assets .103 .103
Capital Adequacy
Tier 1 Common Capital 13,955 29,670
Tier 1 Capital 13,955 29,720
Tier 2 Capital 815 2,112
Total Capital 14,770 31,905
Total Risk Weighted Assets 78,490 212,461
Leverage Ratio 10.6 10.62
Common Equity Tier 1 Capital Ratio 17.78 16.313
Tier 1 Capital Ratio 17.78 16.329
Total Capital Ratio 18.82 17.341

Timeline for Athens State Bank

Athens Bancorp, Inc.

Athens Bancorp, Inc. became a new parent organization for Athens State Bank.

View Profile Aug 31 1989

Athens State Bank

Athens State Bank was established 114 years ago and is currently headquartered in Athens, IL.

May 18 1910
Relationships Role Relationship Start Relationship End
Athens Bancorp, Inc. Parent 8/31/1989
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