Net Income Analysis ( % relative to Total Revenue )
Income Statement Atascosa National Bank All Insured Commercial Banks in Texas
Interest and Fees on Loans 808 10,872
Income from Lease Financing Receivables — 2
— 44
Estimated Tax Benefit from Tax-Exempt Loan Income — 22
Income on Loans and Leases (TE) 808 10,941
Investment Interest Income (TE) 575 2,007
Total Interest Income (TE) 1,648 13,476
Total Interest Expense 129 1,063
Net Interest Income (TE) 1,519 12,338
Non-Interest Income 286 2,639
Adjusted Operating Income (TE) 1,805 15,335
Non-interest Expense 1,305 9,693
Provision for Loan & Lease Losses 2 524
Pretax Operating Income (TE) 498 4,819
Pretax Net Operating Income (TE) 498 4,946
Applicable Income Taxes 78 576
Net Operating Income 315 3,858
Net Income 315 3,845
Cash Dividends Declared 134 1,701
Retained Earnings 181 1,997