Net Income Analysis ( % relative to Total Revenue )
Income Statement Arrowhead Bank All Insured Commercial Banks in Texas
Interest and Fees on Loans 4,458 10,872
Income from Lease Financing Receivables — 2
22 44
Estimated Tax Benefit from Tax-Exempt Loan Income 11 22
Income on Loans and Leases (TE) 4,469 10,941
Investment Interest Income (TE) 421 2,007
Total Interest Income (TE) 5,244 13,476
Total Interest Expense 156 1,063
Net Interest Income (TE) 5,088 12,338
Non-Interest Income 632 2,639
Adjusted Operating Income (TE) 5,720 15,335
Non-interest Expense 4,221 9,693
Provision for Loan & Lease Losses 100 524
Pretax Operating Income (TE) 1,399 4,819
Pretax Net Operating Income (TE) 1,399 4,946
Applicable Income Taxes 414 576
Net Operating Income 935 3,858
Net Income 935 3,845
Cash Dividends Declared 350 1,701
Retained Earnings 585 1,997