Net Income Analysis ( % relative to Total Revenue )
Income Statement Arcola First Bank All Insured Commercial Banks in Illinois
Interest and Fees on Loans 631 8,415
Income from Lease Financing Receivables — 4
— 41
Estimated Tax Benefit from Tax-Exempt Loan Income — 20
Income on Loans and Leases (TE) 631 8,470
Investment Interest Income (TE) 2,329 1,438
Total Interest Income (TE) 2,985 10,200
Total Interest Expense 148 1,041
Net Interest Income (TE) 2,837 9,113
Non-Interest Income 340 2,030
Adjusted Operating Income (TE) 3,177 11,316
Non-interest Expense 2,098 7,442
Provision for Loan & Lease Losses — 307
Pretax Operating Income (TE) 1,079 3,453
Pretax Net Operating Income (TE) 1,079 3,554
Applicable Income Taxes — 569
Net Operating Income 768 2,671
Net Income 768 2,670
Cash Dividends Declared 414 1,225
Retained Earnings 354 1,214