Vitals
  • Total Assets
    311.9M -5.6 %
  • Total Deposits
    262.9M -2.7 %
  • Total Net Loans
    251.6M 2.8 %
  • Net Income
    6.9M 14.3 %
  • Book Value
    37.2M 2.9 %
  • Book Value x2
    74.4M 2.9 %
  • Book Value x3
    111.6M 2.9 %
ROAA

2.127

ROAE

17.515

Efficiency Ratio

38.783

Net Interest Margin

3.876

Balance Sheet Highlights
Financial Highlights Alva State Bank & Trust Company All Insured Commercial Banks in Oklahoma
Balance Sheet $(000)
Total Assets 311,929 202,868
Total Net Loans 251,561 137,756
Total Deposits 262,907 172,449
Total Equity 37,207 21,595
Profitability
Net Income 6,893 2,672
Return on Average Assets 2.127 1.261
Return on Average Equity 17.515 11.655
Net Interest Margin 3.876 4.163
Efficiency Ratio 38.783 67.201
Noninterest Income/Revenue 4.584 16.695
Balance Sheet Ratios
Loan-to-Deposit 95.684 75.305
Securities/Assets .134 .172
Total Equity/Total Assets .119 .106
Tangible Equity/Tangible Assets .119 .104
Capital Adequacy
Tier 1 Common Capital 37,962 21,413
Tier 1 Capital 37,962 21,413
Tier 2 Capital 3,074 1,666
Total Capital 41,036 23,103
Total Risk Weighted Assets 286,640 150,667
Leverage Ratio 12.21 10.837
Common Equity Tier 1 Capital Ratio 13.24 15.74
Tier 1 Capital Ratio 13.24 15.742
Total Capital Ratio 14.32 16.809

Timeline for Alva State Bank & Trust Company

The Freedom State Bank

Acquisition: Alva State Bank & Trust Company acquired a new subsidiary, The Freedom State Bank, 9 years

View Profile Jun 28 2014

Grace Investment Company, Inc.

Grace Investment Company, Inc. became a new parent organization for Alva State Bank & Trust Company.

View Profile Jul 01 2002

Chisholm Federal Savings Association

Acquisition: Alva State Bank & Trust Company acquired a new subsidiary, Chisholm Federal Savings Association, 32 years

View Profile Mar 21 1992

State Federal Savings Association

Acquisition: Alva State Bank & Trust Company acquired a new subsidiary, State Federal Savings Association, 32 years

View Profile Aug 17 1991

Alva State Bank & Trust Company

Alva State Bank & Trust Company was established 122 years ago and is currently headquartered in Alva, OK.

Sep 10 1901
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
The Freedom State Bank Seller 22,816 Failure 6/28/2014
Chisholm Federal Savings Association Seller 134,590 Failure 3/21/1992
State Federal Savings Association Seller 218,168 Failure 8/17/1991
Relationships Role Relationship Start Relationship End
Grace Investment Company, Inc. Parent 7/1/2002
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