Vitals
  • Total Assets
    150.6M 7.6 %
  • Total Deposits
    131.2M 4.5 %
  • Total Net Loans
    76.1M -3.4 %
  • Net Income
    1.0M -37.9 %
  • Book Value
    17.1M 27.1 %
  • Book Value x2
    34.2M 27.1 %
  • Book Value x3
    51.3M 27.1 %
ROAA

1.555

ROAE

15.458

Efficiency Ratio

58.654

Net Interest Margin

3.396

Balance Sheet Highlights
Financial Highlights 1St United Bank All Insured Commercial Banks in Minnesota
Balance Sheet $(000)
Total Assets 150,568 147,703
Total Net Loans 76,063 97,223
Total Deposits 131,219 126,600
Total Equity 17,107 15,565
Profitability
Net Income 1,011 1,683
Return on Average Assets 1.555 1.08
Return on Average Equity 15.458 9.905
Net Interest Margin 3.396 3.845
Efficiency Ratio 58.654 68.21
Noninterest Income/Revenue 23.703 13.68
Balance Sheet Ratios
Loan-to-Deposit 57.967 75.205
Securities/Assets .372 .174
Total Equity/Total Assets .114 .105
Tangible Equity/Tangible Assets .071 .103
Capital Adequacy
Tier 1 Common Capital 12,321 15,225
Tier 1 Capital 12,321 15,232
Tier 2 Capital 783 1,135
Total Capital 13,104 16,386
Total Risk Weighted Assets 101,369 105,251
Leverage Ratio 8.59 10.475
Common Equity Tier 1 Capital Ratio 12.15 15.3
Tier 1 Capital Ratio 12.15 15.308
Total Capital Ratio 12.93 16.398

Timeline for 1St United Bank

J & B Financial Holdings, Inc.

J & B Financial Holdings, Inc. became a new parent organization for 1St United Bank.

View Profile Jul 22 2016

Faribault Fsl Bancorporation, Inc.

Faribault Fsl Bancorporation, Inc. became a new parent organization for 1St United Bank.

View Profile Jul 29 1988

1St United Bank

1St United Bank was established 104 years ago and is currently headquartered in Faribault, MN.

Jan 01 1920
Relationships Role Relationship Start Relationship End
J & B Financial Holdings, Inc. Parent 7/22/2016
Faribault Fsl Bancorporation, Inc. Parent 7/21/2011 7/21/2016
Faribault Fsl Bancorporation, Inc. Parent 7/29/1988 7/20/2011
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