Vitals
  • Total Assets
    239.2M 17.0 %
  • Total Deposits
    217.0M 22.0 %
  • Total Net Loans
    189.7M 12.2 %
  • Net Income
    673000.0000 -44.2 %
  • Book Value
    18.6M 3.8 %
  • Book Value x2
    37.2M 3.8 %
  • Book Value x3
    55.8M 3.8 %
ROAA

.313

ROAE

3.669

Efficiency Ratio

73.675

Net Interest Margin

3.59

Balance Sheet Highlights
Financial Highlights 1St Trust Bank, Inc. All Insured Commercial Banks in Kentucky
Balance Sheet $(000)
Total Assets 239,240 275,102
Total Net Loans 189,704 177,820
Total Deposits 217,047 227,063
Total Equity 18,584 30,287
Profitability
Net Income 673 2,592
Return on Average Assets .313 .944
Return on Average Equity 3.669 8.074
Net Interest Margin 3.59 3.847
Efficiency Ratio 73.675 70.925
Noninterest Income/Revenue 5.043 17.219
Balance Sheet Ratios
Loan-to-Deposit 87.402 76.952
Securities/Assets .031 .219
Total Equity/Total Assets .078 .11
Tangible Equity/Tangible Assets .078 .107
Capital Adequacy
Tier 1 Common Capital 18,584 29,354
Tier 1 Capital 18,584 29,354
Tier 2 Capital 1,494 2,092
Total Capital 20,078 31,454
Total Risk Weighted Assets 187,256 190,479
Leverage Ratio 8.04 11.285
Common Equity Tier 1 Capital Ratio 9.92 17.115
Tier 1 Capital Ratio 9.92 17.115
Total Capital Ratio 10.72 18.174

Timeline for 1St Trust Bank, Inc.

1St Trust Bank, Inc.

1St Trust Bank, Inc. was established 19 years ago and is currently headquartered in Hazard, KY.

Dec 13 2004
Relationships Role Relationship Start Relationship End
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